Travel Insurance

Protect yourself and your family!
  • - Single/Multiple Trip Travel Insurance
  • - Travel Insurance for students
  • - Visitors to Canada Travel Insurance
  • - Snowbird/Senior Travel Insurance
Covers medical emergencies, trip cancellation and lost or stolen luggage.
Emergency medical covered up to $5,000,000

  • Who’s eligible to apply for travel insurance?Open or Close

    Any Canadian resident can purchase some form of coverage and Factors such as where you are travelling, your health condition and the length of your trip will affect the specific coverage available to you.
    Note: Non-residents travelling to Canada, immigrants to Canada or foreign students studying in Canada can purchase Visitors to Canada Plans

  • Which Travel Insurance plan is right for me?Open or Close

    The appropriate coverage for your trip depends on several factors, including (but not limited to) where you’re travelling to, how long you will be gone, the kind of transportation you’ll be using and, in some instances, your health condition.

  • Will Pre-Existing medical effect my coverage?Open or Close

    Possibly. Depending on your age, condition and, if applicable, your answers to our health questions, pre-existing medical conditions (opens new window) are covered if they are stable (opens new window) for a certain time period (as specified in your policy) before your policy’s effective date.

  • What is a deductible?Open or Close

    This represents the amount of eligible medical expenses that must be paid by the insured before the insurance company begins to reimburse for covered expenses. There are two different kinds of deductibles, per-claim and per-policy period. A per-claim deductible means that the insured must pay a new deductible for each separate claim. A per-policy period deductible means that the insured must pay the deductible only once during the policy period.

  • What are exclusions?Open or Close

    All travel insurance policies contain exclusions and limitations of coverage. Exclusion is what the travel insurance policy does not cover, hence is excluded from insurance coverage on the travel insurance policy. The most common exclusions are as follows:
    • Pre-existing medical conditions that are not stable
    • High risk activities such as sports, stunt activities
    • Traveling to destination with advisory warnings – including acts of war, terrorism, kidnapping, strike, riot or unlawful visit to any country. For advisory warnings please visit Government of Canada Department of Foreign Affairs and International Trade for a list of destinations where a warning has been issued to avoid all travel and non-essential travel to that city, region, or country.
    • Losses while sane or insane – depression, self-inflicted injury, suicide attempt, emotional, mental or nervous disorder
    • Pregnancy , childbirth or complication thereof, including high risk pregnancy
    • Death or injury while under the influence of alcohol, prohibited drugs or any other intoxicant, non-compliance with prescribed treatment or misuse of drugs
    • Air travel other than a passenger on a commercial aircraft.

  • When does my coverage start?Open or Close

    For emergency medical single trip plans which can include optional benefits such as baggage, trip interruption, flight accident, accidental death and dismemberment and rental car insurance, coverage starts on the departure date. For multi trip annual plans coverage which can include optional benefits that are available for a single trip, coverage starts on the effective date which is the departure date of your first trip during the period of coverage. For trip interruption and cancellation coverage starts on the application date, this benefit is not available for multi trip plans and must be purchased separately for each trip.

  • Why Snowbird Travel Insurance is different?Open or Close

    Snowbird travel insurance is specific coverage for ages 55 and older. Insurance companies know this is a very competitive market and have designed specific policies for seniors that have additional benefits not offered in their other travel insurance policies

  • Can I buy coverage for computers and laptops when I travel?Open or Close

    You can purchase coverage for your computers and laptops when travelling. Please refer to the policy for terms and conditions of coverage.

  • Can I cancel a policy?Open or Close

    You can cancel most policies before or on the effective date, but may not after. To cancel a policy, please call us at 1-855-846-2524 for more information.

Travel Insurance for Canadians

Are you planning on travelling out of country? You have come on right place! At Maxxlife financial offers insurance Travelling Canadians provides to Canadian an affordable, easy way to protect cost of emergency medical expenses and other emergency things that can happen during your travel.

What Covers Under Travel Insurance for Canadians?

  • Protection against the unexpected emergency, Family Coverage, Travel Companion Savings, Damaged, stolen or lost baggage, or travel documents and Save 50% when travelling in Canada.

  • If you lives in Canada and have health insurance, then you are eligible for travel insurance. If your age is below 60, then you qualify for Rate Category A. If your Age is 60 or more than it, you need to fill the questionnaire of medical in order to identify your Rate Category and eligibility.

  • Emergency medical covered up to $5,000,000, Baggage Loss or Damage covered Up to $1,000 per trip; Multi-Trip All Inclusive Plan, up to $3,000 yearly

  • Flight accident coverage $100,000 for death or double dismemberment, or $50,000 for single dismemberment and travel accident coverage $50,000 for death or double dismemberment, or $25,000 for single dismemberment

Travel insurance plan which is designed to give emergency medical coverage that have any health diseases – present or past. Here are Key benefits and what covered under this insurance.

Insurance with medical conditions

What Covers Under Travel insurance with medical conditions?

  • We Provides up to $5,000,000 CAD of emergency medical travel insurance which includes emergency dental treatment, ambulance transportation, diagnostic tests, prescription drugs, returning your vehicle and many more.

  • Provides comprehensive coverage for single or long trips; additional coverage when you are travelling in US.

  • It provides coverage for numerous pre-existing problems.

  • It provides financially protection for you against medical expenses when travelling. You should have permanent address in Canada if you want to take benefit of this insurance.

Travel Insurance for Students

This insurance provides you an affordable, simple solution, protecting you against the emergency medical expenses.

Key benefits of insurance

  • An advantage of up to $10,000 is payable in an accidental death or dismemberment while you are covered under this insurance.

  • It covers you for up to $2 million CAD for emergency medical care such as prescription drugs, diagnostic tests, semi-private hospital accommodation, ambulance services, and physician services.

  • The coverage includes up to $2,500 towards emergency dental treatment when your teeth are damaged due to an accident.

  • Canadian students studying in any other Canadian territory or province enjoy up to 50% savings on the premiums.

Protecting travellers from emergency medical care cost – such as physician services, hospital stays, diagnostic tests and prescription drugs

Travel for Visitors to Canada

What Covers Under Travel for Visitors to Canada?

  • Visitors whose age is below 85 are totally eligible in order to apply for coverage of $100,000, $50,000, $25,000, or $15,000. People whose age is below 70 are eligible to apply for coverage in the amount of $150,000.

  • Travellers may enjoy important savings on their premiums with the selection of a deductible of $5,000, $2,500, $1,000, or $500.

  • For emergency medical, Single-Trip Plan: $15,000, $25,000, $50,000, $100,000 or $150,000.

  • For Travel Accident, coverage up to $50,000 for double dismemberment or death; Up to $25,000 for single dismemberment

  • For Optional Trip Interruption, coverage up to $1,500 for Single Coverage; Up to $5,000 for Family Coverage