Permanent Life Insurance





Our Commitment To Privacy:
We take customer privacy seriously and do not sell or give out any customer information.


Permanent Life Insurance

 Permanent life insurance, which is also called whole life insurance, covers the insured person throughout their entire lifetime. It also provides a financial benefit that is not available with a term life insurance plan by accumulating a cash value along with providing insurance coverage.

What is Permanent Life Insurance?

 Permanent life insurance is a type of policy you buy and that protects you without interruption, as long as you continue to make your premium payments. It can also build up a cash value over time.

The cost of this type of coverage is usually set when you buy your policy. Some plans allow you to pay for a certain number of years and then your insurance is deemed to be paid in full.

The cash value of your policy grows and once it reaches a set level can be accessed by you during your lifetime. This is a source of ready cash you can draw on in case of financial hardship or an unexpected expense. Keep in mind that the amount of money your beneficiaries receive will be reduced if you decide to draw on the amount of savings accrued in your policy.

Is Permanent Life Insurance Right for You?

Permanent life insurance could be right for you if

  • You want the security of life insurance coverage that lasts for your entire life.
  • Having a premium payment that stays level throughout your lifetime is important to you.
  • You are interested in a plan that will accumulate some cash value over the years as you pay your premiums.